Paypal disclaimer: You may not use PayPal to send or receive payments for any form of gambling activities, including but not limited to payment for wagers, gambling debts or gambling winnings, whether conducted online, in person or through any other means of communication. Gambling includes placing, accepting, recording, or registering bets, or otherwise carrying on a game of chance for money, property, or other thing of value. This prohibition includes all gambling operations, even if and where such activities do not constitute unlawful conduct.

Totally Unnecessary Roughness Fantasy Football League does not, based on the Internet Gambling Act of 2006, fall under the definition of gambling. Therefore, we are able to accept fees through this site. However, if you live in one of the following states, you may not use Paypal to submit your fees for our game: Arizona, Connecticut, Florida, Louisiana, Montana & Vermont. Thank you!

Definition of wagering/gambling directly from text of House Resolution 4411, the Internet Gambling Act of 2006:

Section 1081 of title 18, United States Code, is amended--

(1) by designating the five undesignated paragraphs that begin with `The term' as paragraphs (1) through (5), respectively;

(2) by amending paragraph (5), as so designated, to read as follows:

`(5) The term `communication facility' means any and all instrumentalities, personnel, and services (among other things, the receipt, forwarding, or delivery of communications) used or useful in the transmission of writings, signs, pictures, and sounds of all kinds by aid of wire, cable, radio, or an electromagnetic, photoelectronic or photooptical system, or other like connection (whether fixed or mobile) between the points of origin and reception of such transmission.'; and

(3) by adding at the end the following:

`(6) The term `bets or wagers'--

`(A) means the staking or risking by any person of something of value upon the outcome of a contest of others, a sporting event, or a game predominantly subject to chance, upon an agreement or understanding that the person or another person will receive something of value in the event of a certain outcome;

`(B) includes the purchase of a chance or opportunity to win a lottery or other prize (which opportunity to win is predominantly subject to chance);

`(C) includes any scheme of a type described in section 3702 of title 28; and

`(D) does not include--

`(i) any activity governed by the securities laws (as that term is defined in section 3(a)(47) of the Securities Exchange Act of 1934) for the purchase or sale of securities (as that term is defined in section 3(a)(10) of that Act);

`(ii) any transaction conducted on or subject to the rules of a registered entity or exempt board of trade under the Commodity Exchange Act;

`(iii) any over-the-counter derivative instrument;

`(iv) any other transaction that--

`(I) is excluded or exempt from regulation under the Commodity Exchange Act; or

`(II) is exempt from State gaming or bucket shop laws under section 12(e) of the Commodity Exchange Act or section 28(a) of the Securities Exchange Act of 1934;

`(v) any contract of indemnity or guarantee;

`(vi) any contract for insurance;

`(vii) any deposit or other transaction with an insured depository institution;

`(viii) participation in any game or contest in which participants do not stake or risk anything of value other than--

`(I) personal efforts of the participants in playing the game or contest or obtaining access to the Internet; or

`(II) points or credits that the sponsor of the game or contest provides to participants free of charge and that can be used or redeemed only for participation in games or contests offered by the sponsor; or

`(ix) participation in any fantasy or simulation sports game or educational game or contest in which (if the game or contest involves a team or teams) no fantasy or simulation sports team is based on the current membership of an actual team that is a member of an amateur or professional sports organization (as those terms are defined in section 3701 of title 28) and that meets the following conditions:

`(I) All prizes and awards offered to winning participants are established and made known to the participants in advance of the game or contest and their value is not determined by the number of participants or the amount of any fees paid by those participants.

`(II) All winning outcomes reflect the relative knowledge and skill of the participants and are determined predominantly by accumulated statistical results of the performance of individuals (athletes in the case of sports events) in multiple real-world sporting or other events.